A Danish individual pension is a scheme which you yourself set up and save in through a Danish pension company, financial institution or the like.The pension provides you with income when you grow older.
Furthermore, you have the possibility to set up an individual pension scheme.You have to make sure that Udbetaling Danmark has the right information about your income and your spouse /cohabitant’s income. gratis singlebörse Hamburg You have to inform Udbetaling Danmark of any changes to your income. If your additional income is taxed in Denmark, you don’t have to inform Udbetaling Danmark.If you stop paying, the insurances that are part of the schemes will typically no longer be in force after one year.You can have your pension paid out abroad if you do not live in Denmark any longer.
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Labour market pensions often contain payments that are disbursed to a spouse and children if you die before retirement.Most pensions also hold insurance for you if you lose the ability to work.In most cases, Udbetaling Danmark uses your preliminary income assessment to calculate your pension.However, Udbetaling Danmark cannot use your preliminary income assessment if you were not a pensioner for the whole year, or if your spouse/cohabitant was not a pensioner for all of 2015, or if you started cohabiting with somebody new in the course of the year.You will have extra pension paid to you if your total income was lower than the income on which your pension was based last year.
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Your spouse/cohabitant’s income is also included in the calculation of your pension.
If this is not the case, you may be entitled to a smaller proportion of the full state pension.
Special rules may apply to you if you are a refugee.
You may also be covered by special rules if you are a refugee.
In order to receive the full amount of the state pension, you must have lived in Denmark for at least 40 years since you reached the age of 15 and till you reach the state pension age.